Coinsurance
[koh-in-shoo r-uh ns, -shur-] /ˌkoʊ ɪnˈʃʊər əns, -ˈʃɜr-/
noun
1.
underwritten jointly with another or others.
2.
a form of property insurance in which an insurer assumes liability only for that proportion of a loss which the amount of insurance bears to a specified percentage of the value of the property.
3.
/ˌkəʊɪnˈʃʊərəns; -ˈʃɔː-/
noun
1.
a method of insurance by which property is insured for a certain percentage of its value by a commercial insurance policy while the owner assumes liability for the remainder
2.
joint insurance held by two or more persons
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