money immediately available:
They will accept payment in cold cash only.

noun phrase

Unmistakably valid money, as distinct from checks, promises, etc; Hard Cash: The place wants payment in cold cash, nothing less

[1884+; fr the notion that definite and inalterable things, like gold and silver coins, are cold and hard]
Also, hard cash. Actual currency (bills and coins); money immediately available, paid at the time of a purchase. For example, Will you lower the price if I pay in cold cash instead of using a credit card? or We have only a limited amount of hard cash—the rest is in accounts receivable. [ First half of 1900s ]


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