ni factor
ni = natural insulation
someone who has a few extra 100 pounds on their body is sed to have the “ni factor”
when it’s cold outside
skinny dude: i am cold…i wish i was fat like that guy, then i would have the ni factor…
fat dude: i am warm…i have the ni factor!!
idiot dude: what is the ni factor???
fat dude: natural insulation…
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