Shmowzer


a person who completely fails at everything they try, even things that they themselves masterminded.
joe beerbottle has a good job, family and home. he quits his job and sells his house to start a buisness which fails and he loses all his money and his house. joe beerbottle is a shmowzer.

one could also be a shmowzer in a single moment like, spilling a beer they just poured for a girl, on the girl.

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