scrooge mumble

(noun) an indistinct utterance used in public places to repel people asking for money. delivered in a polite and apologetic tone, but without eye contact or any intelligible words that could be used as the basis for a conversation.
a homeless guy hit me up just as i got to the front door of the restaurant, but i warded him off with a scrooge mumble and ducked inside safely, wallet intact.

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